Water damage including catastrophic flooding, water pipe damage or sewer disasters can cause widespread losses throughout a home or building from the rotting of wood to destructive rusting of metal on your commercial or residential appliances, not to mention the loss of furnishings and personal property that can be soaked or swept away. Careful inspection of a residential or commercial property, especially its hidden and hard-to-access areas such as crawl spaces, needs to be thoroughly conducted so that problems do not arise down the road. Panakio Adjusters can access the damage and determine estimates to repair or replace all aspects that were destroyed or impacted by water damage.
Evaluate and analyze the policy coverage.
1Assemble a team to discuss the claims process with the policy owner.
2Coordinate with demolition and boarding companies to safeguard the property.
3Assess the damage of a residential property by taking a detailed inventory of personal furnishings, equipment, appliances, fixtures and furniture.
4Assess the damage of a commercial property by taking a detailed inventory of machinery, technology, equipment, and furnishings. We also evaluate the loss of sales, income, and determine business interruption losses.
5Estimate the cost of repairs and replacement pieces needed at the property.
6Determine the value of the loss and compare it to the estimates of the insurance company.
7Represent and negotiate on behalf of the owner in settlement hearings and meetings.
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